A “pawn” is a short-term collateral loan. Monster Pawn staff members are experts in many areas. They can assist you to get the most amount of money for your item(s). We try to loan the highest amounts for your items, and please understand that each situation is unique and prices can vary. Most pawn transactions usually only take a few minutes and do not require a credit check. Monster Pawn is safe, secure and very family-oriented. It’s the best place to borrow money.